Apple brings Tap to Pay to the UK, you can now accept payments with your iPhone

13 July 2023
It supports Apple Pay on both iPhone and Apple Watch as well as contactless credit and debit cards and other digital wallets.

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  • Trooper
  • mE0
  • 18 Jul 2023

Anonymous, 14 Jul 2023Pretty much all cards have NFC in the UK. You have to conta... moreSome banks (Barclays specifically) offer the option to disable (and limit) all contactless payments and still allow PIN entry payment for their cards via their banking app. I've lowered the limit for contactless payments to £10 on my cards, and set a maximum spend of £100 per day via said app, to limit the amount I will lose via contactless theft...

    • I
    • I Just Read
    • 39y
    • 15 Jul 2023

    -Den-, 14 Jul 2023Not true. Most people use contactless for transactions unde... moreWhat Apple are offering is essentially nothing but exclusivity nothing else

    As already stated POS terminals use NFC and here in the UK £100 is the maximum amount you can authorise and then it becomes Chip and Pin (digressing a little multiple contactless transactions in a short time can mean you have to enter a pin as to prevent possible fraud)

    Merchants normally will have the relatively expensive POS terminal, this service is additional to that where if I understand it correctly just use Apple Tap to Pay**

    NFC in Apple iPhone is to support Apple Pay, Apple bring nothing to the table, the processing / transaction fee charged by the Card company to Business instead of it all going to the Card company Apple now receives a percentage (high?) in Apple Pay

    ** If your products are under the £100 limit then this service offers you the ability to accept contactless payments on your iPhone (presumably there is a pin back up facility)

    There won't be additional fees charged, whatever card charges /bank charges the merchant eventually pays will be split

    So the phrase don't call me at work is even more appropriate!

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      • Lst
      • kmN
      • 15 Jul 2023

      -Trix-, 14 Jul 2023” so no one can pay using a physical bank card, which most ... moreDont know about UK but US just started with nfc debit cards like year or two ago. I was shocked when I realized that my wifes bank of america card is chip only and valid until 2024. So yea some countries need to catch-up

        • ?
        • Anonymous
        • xIB
        • 14 Jul 2023

        -Trix-, 14 Jul 2023” so no one can pay using a physical bank card, which most ... morePretty much all cards have NFC in the UK. You have to contact your bank to specifically request NOT to have it if you don't want it.

          Anonymous, 14 Jul 2023Massive flaw here is that unlike dedicated payment terminal... more” so no one can pay using a physical bank card, which most people do here.”

          Bank cards in UK doesn’t have NFC? Wait what? Can’t be true? I live in EU and all our bank cards have NFC and have had them for many years already, can’t believe UK don’t have it and i don’t think that’s true at all.

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            • -Den-
            • mpa
            • 14 Jul 2023

            Anonymous, 14 Jul 2023Massive flaw here is that unlike dedicated payment terminal... moreNot true. Most people use contactless for transactions under £100. 99% of cards are compatible. You only put your card in when it insists it wants your PIN.

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              • Anonymous
              • sXH
              • 14 Jul 2023

              Massive flaw here is that unlike dedicated payment terminals it only accepts payments via NFC, so no one can pay using a physical bank card, which most people do here.

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                • Yacov
                • mtu
                • 13 Jul 2023

                Can't really understand what's thr fuss about it, payment apps receive credit cards for a long time.

                  No support for Square? Seems a weird omission

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